Financial Indicators*
  2010 12-Month Range
  May April March February January December November High Low
Prime Rate 3.25 3.25 3.25 3.25 3.25 3.25 3.25 3.25 3.25
3-Month CD Rate 0.45 0.30 0.23 0.19 0.20 0.22 0.21 0.45 0.19
3-Month Treasury Bill Rate 0.16 0.16 0.15 0.11 0.06 0.05 0.05 0.18 0.05
5-Year Treasury Note Rate 2.18 2.58 2.43 2.36 2.48 2.34 2.23 2.71 2.18
10-Year Treasury Note Rate 3.42 3.85 3.73 3.69 3.73 3.59 3.40 3.85 3.39
20-Year Treasury Bond Rate 4.11 4.53 4.49 4.48 4.50 4.40 4.24 4.53 4.11
Tax-Exempt Bond Yield 4.29 4.41 4.36 4.36 4.33 4.21 4.37 4.81 4.20
Corporate Bond Yield (AAA) 4.96 5.29 5.27 5.35 5.26 5.26 5.19 5.61 4.96
Dow Jones Industrial average 10500 11052 10678 10215 10471 10433 10228 11052 8593
S&P 500 Index 1125 1197 1152 1089 1124 1110 1088 1197

926

Dividend Yield (S&P) 1.88 1.88 1.88 1.97 2.03 1.95 1.98 2.35 1.88
P/E Ratio (S&P) 15.7 17.2 17.1 17.7 17.2 18.0 21.6 21.6 15.7
Dollar Exchange Rate
(vs. Major Currencies)
78.4 75.3 75.2 75.5 73.8 73.3 72.4 78.4 72.4

*Monthly Averages

Economic Indicators
  2010 12-Month Range
  May April March February January December November High Low
Housing Starts (In Thousands) 583 659 634 605 612 576 589 659 529
New Home Sales
(Thousands of Units)
  504 439 338 349 356 368 504 338
New Home Prices
(Thousands of Dollars)
  198 220 220 218 223 219 223 198
Retail Sales (% Change Year Ago) 6.9 9.0 8.5 4.7 4.0 5.5 2.4 9.0 -9.2
Industrial Production
(% Chang Year Ago)
7.6 5.2 3.9 1.9 1.2 -2.1 -5.0 7.6 -13.3
Operating Rate (% of Capacity) 74.7 73.7 73.1 72.8 72.8 71.9 71.4 74.7 68.3
Inventory Sales Ratio (Months)   1.23 1.23 1.26 1.25 1.26 1.27 1.41 1.23
Real Gross Domestic Product
(Annual % Change)
    3.0      5.6    5.6 -0.7
Unemployment Rate (Percent) 9.7 9.9 9.7 9.7 9.7 10.0 10.0 10.1 9.4
Payroll Employment
(Change in Thousands)
431 290 208 39 14 -109 64 431 -504
Personal Income
(% Change Year Ago)
  2.5 2.8 1.9 1 -0.6 -1.4 2.8 -2.6
Savings Rate
(Percent of Disposable Income)
  3.6 3.1 3.3 3.7 3.7 3.6 6.4 3.1
Hourly Earnings
(% Change Year Ago)
 2.4 2.3 2.1 2.4 2.6 2.5 2.6 2.8 2.1
Consumer Credit
(Change in Mil.Of Dollars)
  955 -5496 -7728 3346 -7457 -23430 3346 -23430
Consumer Prices
(% Change Year Ago)
2.0 2.2 2.3 2.1 2.6 2.7 1.8 2.7 -2.1
CPI Less Food & Energy
(% Change Year Ago)
0.9  0.9 1.1 1.3 1.6 1.8 1.7 1.8 0.9
Wholesale Prices
(% Change Year Ago)
5.3  5.5 6.0 4.4 4.6 4.4 2.4 6.0 -6.8